FAQs

1. What Motor Insurance cover should I buy?
2. What documents do I need to submit when buying Insurance for my vehicle?
3. How is the premium determined?
4. What coverage limits meet my needs?
5. What is the period of the policy?
6. What are the different types of auto Insurance available?
7. What is a cover note?
8. What is "No Claim Bonus"?
9. Will my No Claim Bonus get migrated if I want to change my insurance company?
10. Can I transfer my insurance to the purchaser of my vehicle?
11. What are the documents that are required to be submitted for a Motor Insurance claim?
12. What is IDV (Insureds Declared Value)?
13. Can I pay the premium for my auto Insurance in installments?
14. If I fit CNG or LPG kit in my car, is it necessary to inform the Insurance Company?
15. What is comprehensive car insurance?
16. Does my city have an impact on the premium paid?
17. What is salvage and total loss?
18. What is a third party risk policy?
19. Will my car insurance company give me a pay-out equal to the full value of my vehicle?  
20. Could my insurance company reject my motor insurance claim? 
21. Is it mandatory to insure my Two-wheeler as per law?
22. What documents are required to file a claim in Two Wheeler policy?
23. What is Long Term Two-wheeler Insurance (LTTW)?
24. What about making claims in case my two wheeler is stolen?
25. What determines the premium in case of new bike?
26. What is home insurance?
27. Is it essential to have home insurance?
28. Who can take the Home insurance?
29. What are the contents insured In Home Insurance policy?
30. What are the contents insured In Home Insurance policy?
31. What are the exclusions in Home Insurance policy?
32. I live on rent, why would I require Home insurance policy?
33. What are the requirements to purchase a property insurance policy?
34. Can items like jewellery, ornaments and art works be covered by the general fire insurance policy?
35. What are the eligibility criteria to avail a long term Fire Insurance policy?
36. What will be the start date of my insurance policy?
37. How do we do the property valuation for Fire insurance?
38. What happens to the Fire insurance policy if the insured house is sold?
39. What is the Sum Insured available for balance policy period once claim is paid?
40. What are the covers available in a Fire Policy?
41. What is Health Insurance?
42. What are the forms of Health Insurance available?
43. Why is Health Insurance important?
44. What kinds of Health Insurance plans are available?
45. What are the tax benefits I get if I opt for Health Insurance?
46. What are the factors that affect Health Insurance premium?
47. What does a Health Insurance policy not cover?
48. If my policy is not renewed in time before expiry date, will I be denied for renewal?
49. What do you mean by Family Floater Policy?
50. What are the things to look for while choosing a health insurance plan?
51. What Is Sum Assured
52. What is Cumulative Bonus?
53. What is covered under Hospitalization Benefit?
54. How can I check the status of my claim?
55. Will I get the entire amount of the claimed expenses?
56. Is my policy valid PAN India?  
57. What to do if I am admitted in a non-network hospital?
58. Can I cancel my policy and if yes will I get my premium back?
59.  What is Personal Accident Insurance?
60.  I already have a health and life insurance cover. Why should I buy Personal Accident Insurance?
61. What are the coverages under Lifestyle Protection - Accident Care policy?
62. What is the minimum and maximum entry age?
63. What is travel medical insurance? 
64. Is travel insurance worth it? 
65. How to choose the best travel medical insurance?
66. What type of Medical exam required?
67. Do I need to carry the policy along with me?
68. Do I need to have auto Insurance?

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